We provide professional legal advice and representation to those who can't afford it. We try to help as many poor people as possible, including vulnerable groups such as women, children and the rural poor.

Ivan Pauw and Partners is a specialised law firm with land development law, environmental law and related legal disciplines forming the main focus of the practice.

Executive Underwriting Managers (EUM) is part of the TWK Agri group, specializing in entry-level funeral insurance policies. EUM takes charge of monthly administration on behalf of insurers, funeral parlors, unions, and employers. Leveraging our extensive underwriting expertise, we ensure the provision of top-notch funeral insurance products aligned with the market. Our profound comprehension of insurance and administrative needs allows us to mitigate risk and ensure compliance, facilitating a seamless monthly insurance process for all involved parties. Clients partnering with EUM gain access to a funeral software platform, facilitating premium collection, monthly reconciliations, and cash-ups. The software is fully integrated with Pay@, offering policyholders the flexibility to pay premiums at over 11, 000 retailers or 270, 000 informal retailers, with the point of sale devices, you will also be able to sell airtime, DSTV and electricity generating additional commission to you.