We Help you become Debt Free! Do you have multiple loans with different credit providers? Are you finding it difficult to keep up with your monthly re-payments? Are you behind on payments on a number of accounts? Then debt counselling could be the help you need to get your finances under control. We assist consumers who are struggling to pay their debts. We approach your creditors and will enter into an arrangement on your behalf, reducing your monthly instalments. We are registered with the National Credit Regulator. Debt counselling is a simple and confidential process that provides immediate cash flow relief.

Debt collection specialist, legal business and administration. Having problems with debtors call us now... Blacklisting, tracing no recovery... No fees

Over-indebted? ? We can help! Being over-indebted is not a shame or a reflection of you as a person due to numerous life events that happen to all of us... But it is a shame and a very poor refection if you continue being in denial of your position and do not reach out and seek help before it destroys you and your family. Call us at d & r incorporated and we will be your helping hand in very bad times or visit our webpage at WWW. Drincorporated. Co. Za and leave us a message to phone you back. We have 4 branches in Kzn and they are: Pietermaritzburg on 033-343 6491. Durban on 031-304 7205. Kokstad on 039-727 5372. Matatiele on 039-737 3050.