Nedbank - Group Limited is a bank holding company, with its principal banking subsidiary being Nedbank - Limited. The group provides a wide range of wholesale and retail banking services and a growing insurance, asset management and wealth management offering through five main business clusters, namely Nedbank - Capital, Nedbank - Corporate, Nedbank - Business Banking, Nedbank - Retail and Nedbank - Wealth. Focused on southern Africa, but with an aspiration to grow its business reach across the whole of the African continent, Nedbank - Group is positioned as a bank for all - from both a retail and a wholesale banking perspective. Acknowledged for its sustainability leadership, Nedbank - Group is the first and only carbon-neutral financial services organisation in Africa. Nedbank - Group's headquarters are in Sandton, Johannesburg, while it has large operational centres in Durban and Cape Town, complemented by a regional branch network throughout South Africa and facilities in

Autorefin Vehicle and Asset Finance (AVF) is a market leader in finance and refinance of cars, vehicles, bikes, boats, caravans and recreational vehicles. We also facilitate safe and secure private to private vehicle and asset finance, and our refinance division have saved consumers millions of rand`s in interest and reduced instalments since our inception in 2009. We operate across the whole of S. A, with satellite offices in all major provinces.

Nedbank - Group Limited is a bank holding company, with its principal banking subsidiary being Nedbank - Limited. The group provides a wide range of wholesale and retail banking services and a growing insurance, asset management and wealth management offering through five main business clusters, namely Nedbank - Capital, Nedbank - Corporate, Nedbank - Business Banking, Nedbank - Retail and Nedbank - Wealth. Focused on southern Africa, but with an aspiration to grow its business reach across the whole of the African continent, Nedbank - Group is positioned as a bank for all - from both a retail and a wholesale banking perspective. Acknowledged for its sustainability leadership, Nedbank - Group is the first and only carbon-neutral financial services organisation in Africa. Nedbank - Group's headquarters are in Sandton, Johannesburg, while it has large operational centres in Durban and Cape Town, complemented by a regional branch network throughout South Africa and facilities in