National consumer relief " Sa's leading debt counselling" your first step to financial freedom starts here.. Are you drowning in debt? Have you skipped payments? Are your credit cards Maxed? Do you live Paycheque to Paycheque? Have you received notices from your creditors? Receiving annoying and embarrassing phone calls? Become debt free, faster than you ever imagined. Reduce your Installments by up to 60% reduce overall debt reduce your payments to one simple Installment eliminate risk to your home and personal belongings. Save thousands of Rands on interest rates. Rebuild your financial future. End creditor harassment. We are market leaders specialising in: debt counselling; debt settlement; debt management; debt consolidation; employee / workforce debt rehabilitation; personal budgets and financial education; i. T. C reports.

Welcome to Smart Debt Advisors We are here to assist you in regaining financial freedom through debt counselling. We will assist you through debt counselling in reducing your repayments to creditors and regaining financial freedom. Our team has 10 years combined experience in the credit industry, so rest assured you are in good hands. Debt review was implemented in 2007 by the National Credit Act (NCA) and is designed to assist over-indebted clients with a debt restructure plan, budget restructure and advice with the aim of reducing debt repayments and interest rates. We at SDA offer professional debt review services and always have our clients best interest at heart. Our main aim is to negotiate an affordable repayment plan with your creditors and ensure you regain financial freedom. With debt review you will pay only one instalment.

Over-indebted? ? We can help! Being over-indebted is not a shame or a reflection of you as a person due to numerous life events that happen to all of us... But it is a shame and a very poor refection if you continue being in denial of your position and do not reach out and seek help before it destroys you and your family. Call us at d & r incorporated and we will be your helping hand in very bad times or visit our webpage at WWW. Drincorporated. Co. Za and leave us a message to phone you back. We have 4 branches in Kzn and they are: Pietermaritzburg on 033-343 6491. Durban on 031-304 7205. Kokstad on 039-727 5372. Matatiele on 039-737 3050.