Negociate Credit Solutions offers life-changing Financial Solutions. Our goal is to focus on adding measurable financial value, through Professional Client Service, Expert Debt Management and Debt Solutions that suit your situation and lifestyle. We pride ourselves in being a One Stop Credit Solution Shop. Our Services include Debt Management, Debt Counselling, Debt Review, Bond Consolidation, Sequestration, Voluntary Surrender and Credit Repair. Tackle your debt now by booking a free confidential consultation with Negociate Credit Solutions today. We are here to support you throughout the process, so you can eliminate debt for good.

Credit4Life is powered by Xpert Decision Systems (Pty) Ltd (XDS), the largest 100% independently black-owned credit bureau in South Africa. XDS delivers innovative, user-friendly and affordable information solutions and technologies that are used in all aspects of Credit provisioning. XDS has credit bureaus in emerging markets such as Ghana, Nigeria and Zimbabwe. XDS has also been involved with projects in Uganda, Kenya, Tanzania, United Arab Emirates, Australia and Namibia - positioning XDS as a uniquely South African company with a solid international track record.

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